Create a Budget

Budgeting helps you see where your money goes and makes it easier to save for long-term goals.

Everyone should have a budget, whether they’re struggling with debt or just trying to stay on track. Creating one takes some time, but it can also be a very rewarding experience.

The first step in creating a budget is to make a list of all your regular monthly expenses. That includes both fixed costs, like rent or mortgage payments, and variable expenses, such as food, entertainment, and gas

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